Pineapple Financial 200-111 Gordon Baker Road Toronto, ON M2H 3R1 , Canada

info@kinetixmortgages.ca

BROKERAGE LICENSE - ON 12830

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About Us

Your trusted mortgage partner — expert guidance from first enquiry to final approval.

Blending Expert Guidance and Trusted Results

25+ Daily Clients

KINETIX MORTGAGES TEAM was built on one simple belief — every Canadian deserves access to the best mortgage solutions, not just the ones their bank chooses to offer. We are an independent mortgage brokerage with access to 30+ lenders, giving us the freedom to find rates and products that truly fit your financial goals.

20+ Best Awards Wining

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0 +

Mortgages Successfully Funded

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Satisfied
Clients

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Years Of
Experience

Whether you’re a first-time buyer navigating the market, a homeowner looking to renew or refinance, or an investor building a portfolio — our specialist team is committed to making your mortgage journey fast, transparent, and stress-free from day one

What Drives Us Forward

At KINETIX MORTGAGES TEAM, every decision we make is guided by a clear purpose — to make homeownership accessible, transparent, and stress-free for every Canadian.

Our Mission

Empowering Canadians Through Smarter Mortgages

Our mission is to simplify the mortgage process for every Canadian — first-time buyers, growing families, and seasoned investors alike. We are committed to delivering independent, unbiased guidance backed by access to 30+ lenders and a relentless focus on your financial wellbeing.

  • Shop 30+ lenders to secure your best rate
  • Deliver pre-approvals application in minutes
  • Provide honest, transparent advice — always free
Our Vision

To Be Canada's Most Trusted Mortgage Partner

We envision a Canada where every homebuyer and homeowner has access to the same expert mortgage advice — regardless of their background, credit history, or employment type. Our goal is to be the first call every Canadian makes when it comes to their mortgage, and the last one they'll ever need.

  • Build lasting relationships — not just transactions
  • Support clients across every life stage
  • Raise the standard of mortgage service in Canada
Integrity First
We operate with full transparency — no hidden agendas, no pressure tactics, just honest advice you can rely on.
Client Obsessed
Every recommendation we make is guided by what is genuinely best for you — not what earns us the highest commission.
Results Driven
We measure our success by the savings we secure for clients — better rates, lower payments, and smarter long-term decisions.
OUR PROCESS

How It Works

The mortgage process is fast, easy, and I am here to help along each step of the way — from first call to closing day.

1

Get pre-approved.

I will let you know if you're qualified before you finish the full application — fast, confidential, and at no cost to you.

2

Select your rate and term.

I will help you compare options across 30+ lenders and choose the mortgage rate and term that best fits your goals.

3

Verify your info and sign.

Provide the needed documentation to complete the process. I guide you through every document — step by step.

4

Peace of mind.

I handle all the paperwork, lender communication and follow-ups — so you can focus on what matters most.

Happy family in their new home — Kinetix Mortgages
30+ Lenders
Working for you

Brokerage license number depending on the provinces are below -

ON 12830
BC BCFSA MB600871
QC AMF 3002803823
AB RECA 00424723
SK 512229
NS 3000504

Schedule Your Free Consultation

We believe every homeowner and buyer deserves honest, expert mortgage advice — with no pressure and no hidden fees. Connect with our team today and let us put together the right mortgage plan for your unique situation.”

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Independent Mortgage Advice

We work for you — not the banks. Our advice is always unbiased and focused on getting you the best possible deal.

Fully Licensed & Regulated

KINETIX MORTGAGES TEAM operates under full licensing compliance, giving you complete peace of mind throughout your mortgage journey.

Making realty dreams a Team Member

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Mahedi juwel

21 property listed

Shadin biswas

30 property listed

Tithi rahman

25 property listed

What Says Our Client’s About Insulife

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Ashik Islam Client

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Shadin Biswas Client

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Jewel Islam Client

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Samiul Islam Client

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Frequently asked questions

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What is Alfaesta ?

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How We Work & Values — Kinetix Mortgages

Why Clients Choose Us

We measure our success by the satisfaction of our clients and the quality of deals we secure on their behalf.

100%
Independent
We are not tied to any single lender. Our only obligation is to find you the best possible mortgage deal.
Quick
Pre-Approvals
We deliver pre-approvals within minutes so you can act fast when you find the right property.
$0
No Hidden Fees
In most cases our service is completely free to you. Full transparency on any costs before you commit.
30+
Lender Access
Our network includes Canada's top banks, credit unions and alternative lenders for every situation.
MEET THE TEAM

Kinetix Mortgages Team

Licensed mortgage professionals dedicated to finding you the right mortgage — with expert guidance, honest advice and zero pressure.

TS
Licensed Agent
Tej Sandhu
Mortgage Agent — Level 1
Brokerage: Pineapple Financial Inc.
Agent License: ON-M26000286
KM
Licensed Agent
Krisan Manoharan
Mortgage Agent — Level 1
Brokerage: Pineapple Financial Inc.
Agent License: ON-M25002716
Pineapple Financial Inc
Pineapple Financial Inc.

Both agents operate under Pineapple Financial Inc., a licensed mortgage brokerage operating across Canada.  ↗ gopineapple.com

ON 12830
BC BCFSA MB600871
QC AMF 3002803823
AB RECA 00424723
SK 512229
NS 3000504