Pineapple Financial 200-111 Gordon Baker Road Toronto, ON M2H 3R1 , Canada

info@kinetixmortgages.ca

BROKERAGE LICENSE - ON 12830

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Our Services — Kinetix Mortgages

Tailored Mortgage Solutions for You

From your first home purchase to refinancing for better rates — we provide expert mortgage guidance across every stage of your homeownership journey.

First-Time Home Buyer
01
Mortgage Services
First-Time Home Buyer Assistance

Buying your first home can feel overwhelming. We simplify every step — from budgeting and lender selection to approval and closing — so you can move in with full confidence and zero surprises.

  • Free Initial Consultation
  • Pre-Approval in minutes
  • 30+ Lenders Compared
  • Step-by-Step Guidance
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Mortgage Pre-Approval
02
Mortgage Services
Mortgage Pre-Approval

Know your buying power before you start house hunting. We deliver fast pre-approvals — often within 24 hours — by matching your financial profile with the best lender options available across Canada.

  • Results in minutes
  • No Credit Impact
  • Stronger Negotiation
  • Rate Hold Available
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Mortgage Renewal
03
Mortgage Services
Mortgage Renewal

Don't just auto-renew with your current lender. At renewal time, we shop 30+ lenders on your behalf to renegotiate better rates and terms — potentially saving you thousands over your next term.

  • Rate Shopping Included
  • Early Renewal Review
  • Thousands in Savings
  • No Switching Hassle
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Mortgage Refinancing
04
Mortgage Services
Mortgage Refinancing

Unlock the equity sitting in your home. Whether you want to lower monthly payments, consolidate high-interest debt, or fund a major goal — refinancing could be your smartest financial move yet.

  • Equity Access
  • Debt Consolidation
  • Lower Monthly Payments
  • Free Cost Analysis
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KINETIX MORTGAGES TEAM vs Your Bank

When you go directly to your bank, they only offer their own products. We shop 30+ lenders and fight for your best rate — completely free of charge.

Get a Free Quote ↗
KINETIX MORTGAGES TEAM Your Bank
Access to 30+ Lenders
Rate Shopping for You
Pre-Approval in minutes
Self-Employed Options
Free Service to Borrower
Independent Advice

30+ Lenders Working for You

We work with Canada's top banks, credit unions, trust companies and alternative lenders to find your best rate.

Major Banks
Credit Unions
Trust Companies
Monoline Lenders
Private Lenders
Alternative Lenders
B-Lenders
MIC Lenders

Simple 4-Step Process

From your first contact to closing day — we handle everything and keep you informed at every step.

01
Book Consultation
Free call or meeting to understand your goals, timeline and financial situation.
02
Get Pre-Approved
We submit to lenders and return with your pre-approval within 24 hours.
03
Choose Your Rate
We present your best options clearly — you choose with zero pressure.
04
Close with Confidence
We handle all paperwork and lender communication through to successful closing.