Pineapple Financial 200-111 Gordon Baker Road Toronto, ON M2H 3R1 , Canada

info@kinetixmortgages.ca

BROKERAGE LICENSE - ON 12830

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Mortgage Renewal

"Don't just sign and accept — let us shop 30+ lenders at renewal time and potentially save you thousands on your next term."

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Yes, we offer free estimates for all potential projects. Contact us to schedule a consultation.

Mortgage Renewal

When your mortgage term comes up for renewal, your current lender is counting on you to simply sign and accept whatever rate they offer. Don’t. At KINETIX MORTGAGES TEAM, we shop the entire market on your behalf — giving you access to rates your bank will never proactively offer you.

We recommend starting the renewal review process 4 to 6 months before your maturity date. This gives us time to find you a significantly better rate, restructure your amortization if needed, and handle any lender switch completely hassle-free — at no cost to you.

Services Include

“Most Canadians lose thousands of dollars at renewal by simply accepting what their current lender offers without shopping around. At KINETIX MORTGAGES TEAM, we level the playing field. We start your renewal review up to 120 days in advance, giving us maximum time to negotiate on your behalf. Whether you stay with your current lender at a better rate or switch to a new one with zero hassle — the result is always the same: more money stays in your pocket.”